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$2,695,000 - 478 S Harbor Drive, INDIAN ROCKS BEACH

4
Bedrooms
3
Baths
3,135
SQ. Feet
0.16
Acres

Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.

Essential Information

  • MLS® #:
    TB8517047
  • Price:
    $2,695,000
  • Bedrooms:
    4
  • Bathrooms:
    3.00
  • Full Baths:
    3
  • Square Footage:
    3,135
  • Acres:
    0.16
  • Year Built:
    2015
  • Type:
    Residential
  • Sub-Type:
    Single Family Residence
  • Style:
    Coastal, Elevated, Key West
  • Status:
    Pending

Community Information

  • Address:
    478 S Harbor Drive
  • Area:
    Indian Rocks Bch/Belleair Bch/Indian Shores
  • Subdivision:
    INDIAN BEACH RE REVISED 23RD ADD
  • City:
    INDIAN ROCKS BEACH
  • County:
    Pinellas
  • State:
    FL
  • Zip Code:
    33785

Amenities

  • Amenities:
    Basketball Court, Pickleball Court(s)
  • Parking:
    Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Oversized
  • # of Garages:
    2
  • View:
    Pool, Water
  • Is Waterfront:
    Yes
  • Waterfront:
    Waterfront, Bay/Harbor
  • Has Pool:
    Yes

Interior

  • Interior Features:
    Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances:
    Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Heating:
    Central
  • Cooling:
    Central Air
  • # of Stories:
    3

Exterior

  • Exterior Features:
    Balcony, Lighting, Sliding Doors
  • Lot Description:
    Cul-De-Sac, FloodZone, Landscaped
  • Roof:
    Metal
  • Foundation:
    Block, Slab

Additional Information

  • Days on Market:
    46
  • Zoning:
    SINGLE

Listing Details

  • Listing Office:
    Engel & Volkers Belleair

Listing information courtesy of Engel & Volkers Belleair.

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Listing data comes from My Florida Regional MLS.

Listing information last updated on July 30th, 2026 at 10:22pm EDT.