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$499,900 - 220 S 4th Street, PALATKA

2
Bedrooms
2
Baths
1,876
SQ. Feet
0.28
Acres

Under contract-accepting backup offers. A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

Essential Information

  • MLS® #:
    FC319102
  • Price:
    $499,900
  • Bedrooms:
    2
  • Bathrooms:
    2.00
  • Full Baths:
    1
  • Half Baths:
    1
  • Square Footage:
    1,876
  • Acres:
    0.28
  • Year Built:
    1871
  • Type:
    Residential
  • Sub-Type:
    Single Family Residence
  • Style:
    Historical
  • Status:
    Pending

Community Information

  • Address:
    220 S 4th Street
  • Area:
    Palatka
  • Subdivision:
    PALATKA
  • City:
    PALATKA
  • County:
    Putnam
  • State:
    FL
  • Zip Code:
    32177-4715

Amenities

  • Parking:
    Driveway, Ground Level, Parking Pad
  • View:
    Trees/Woods, Water

Interior

  • Interior Features:
    Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets, Window Treatments
  • Appliances:
    Convection Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
  • Heating:
    Central, Electric, Heat Pump
  • Cooling:
    Central Air
  • Fireplace:
    Yes
  • Fireplaces:
    Gas
  • # of Stories:
    2

Exterior

  • Exterior Features:
    Awning(s), Garden, Irrigation System, Lighting, Private Entrance, Sidewalk
  • Lot Description:
    Historic District, Near Marina
  • Roof:
    Metal
  • Foundation:
    Crawlspace

School Information

  • High:
    Palatka High School

Additional Information

  • Days on Market:
    111
  • Zoning:
    DB

Listing Details

  • Listing Office:
    Coldwell Banker (hammock)

Listing information courtesy of Coldwell Banker (hammock).

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Listing data comes from My Florida Regional MLS.

Listing information last updated on September 27th, 2026 at 4:52pm EDT.